» 

 » 

Digital gift cards in mobile banking

Implementation of digital gift card sales as a new product in the bank’s mobile channel

30 s

time to deliver the card from the submission of the application

3 x

simple ordering steps

100 %

of applications submitted through web and mobile

5 x

integration services

10 x

different content providers

5 x

departments involved in the process

Challenge

A new product, multiple stakeholders, zero tolerance for customer-side complexity

The project simultaneously involved Sales, Digital Banking, and multiple IT teams. The key challenge was designing a solution that would allow the configurable introduction of new gift card types, dynamic card values, and various settlement models – while maintaining a frictionless purchasing experience for the end customer.

Key Requirement

Full end-to-end process automation – from request submission to card delivery – ensuring product profitability while keeping operational costs to a minimum.

Project

Configurable VAS engine integrated with 10+ content providers

We built a solution that enables configuration-based management of the gift card catalog. New card types, denomination values, and settlement models can be introduced without developer involvement. Integration with more than 10 content providers (gift card partners) and 15+ internal banking services ensured complete end-to-end process coverage.

The project involved five bank departments and was delivered within the agreed timeline, budget, and functional scope.

Solution

30 seconds, 3 steps, no branch visits

Bank customers can purchase a digital gift card in just three steps and receive it within 30 seconds of submitting their request – through either the web channel or the mobile application. For the bank, the solution delivers a new revenue stream, a competitive differentiator, and a fully automated process with no manual handling costs.

Key Decision

A configuration-driven product management model – instead of requiring IT involvement whenever a new partner or card denomination is introduced – significantly accelerates the time-to-market for new product offerings.

Results

30 s

time to deliver the card from the submission of the application

3 x

simple ordering steps

100 %

of applications submitted through web and mobile

5 x

integration services

10 x

different content providers

5 x

departments involved in the process

Udostępnij

LinkedIn
Facebook
E-mail

Client

TOP 5 bank in Poland (Additional services)

Sector

Banking

Service

Business process automation

Technologies

Mobile, Java, JavaScript, BPM

Competencies

Hyperautomation, Digital Transformation

Have a similar project?

Let’s talk about what we can do with your system

Want to achieve similar results?

Let’s talk about your project

Every organization has different needs, but many challenges can be solved with proven approaches. Tell us about your situation, and we’ll show you what opportunities we see and where it’s best to start.

After submitting the form, Krzysztof will contact you within one business day.

Krzysztof Chyliński – portret

Krzysztof Chyliński

Head of Advisory

The administrator of the data entered into the form is Finture sp. z o.o. Personal data will be processed for the purpose of establishing contact and providing answers to questions. More information about the rights and principles of data processing is available in the Privacy Policy.